Understand the economics
Start with the revenue, cost, operational, and customer implications of the business problem.
About One Zero Pundit
Business-first analytics for mortgage leaders.
One Zero Pundit helps mortgage companies use data, analytics, and AI to improve performance, reduce costs, increase revenue, and make better decisions.
Founder
Anup Agrawal
Founder, One Zero Pundit
Anup brings 20+ years of data and analytics experience, including leadership experience across mortgage and financial services. His work spans analytics, data science, engineering, business intelligence, AI strategy, governance, and executive engagement.
One Zero Pundit was built around a practical belief: analytics earns its value when it improves a business decision, strengthens performance, or helps people execute more effectively.
Our philosophy
Business context before technology.
A sophisticated model is not valuable simply because it is sophisticated. The work has to connect to the economics of the lending business and to the people who must act on the output.
Design for decisions
Make analytics and AI usable by the executives, operators, analysts, and teams responsible for action.
Measure business value
Judge the work by whether it improves performance, visibility, speed, cost, or quality of decision-making.
Experience
Across the data-to-decision lifecycle.
Analytics
Business analysis, measurement, forecasting, and performance insight.
Data Science & Engineering
Models, data foundations, integration, and production-ready analytics capabilities.
AI Strategy & Governance
Use-case prioritization, AI-native workflows, controls, and practical operating guidance.
Executive Engagement
Decision support, business framing, and data-driven strategic guidance for leadership.